Buyer's & Seller's Coupons!             FREE  Buyers's  Package            FREE  Sellers  Package

HUTTO      PFLUGERVILLE      MANOR
LEANDER        ELGIN        LAGO VISTA
(and many other "rural" areas)

The benefits are unlike any other
home loan program you have ever seen:
 

NO DOWN PAYMENT

100% Financing

Most Fees Can Be Included In the Loan

NO MONTHLY MORTGAGE INSURANCE
2% Guarantee Fee is financed into the loan

NO Loan Amount Limits

NEW higher income limits

30 Year Fixed Interest Rates

Minor credit problems may be waived

Quick Approvals

  

CALL  LENNY  NOW!!  (512)  502-8855

So what does all this mean for you?

Let's do a quick program benefit overview.

No Down Payment - This makes it easier for you to get in to the home of your dreams.

No Cash Reserves Required - Most loan programs require a certain number of months payment in your bank account.

Closing costs can be worked into the financing. With a USDA Home Loan you can finance the closing costs up to the appraised value.  Please consider the following example:
Purchase Price                       $125,000
Appraised Value                    $130,000
Estimated Closing Costs     $    3,000

In the example listed above you would be able to finance the $128,000 (plus the 2% guarantee fee) which includes your purchase price and closing costs. This is very helpful to you when negotiating the purchase price with the seller.

Flexible Credit Guidelines - There are no minimum credit score guidelines but scores below 620 require a more thorough review.

You can still qualify if you do not have down payment funds available. As an increased amount of mortgage lenders are forced to tighten and limit their credit guidelines the availability of the USDA Home Loan makes owning a home a reality and available to a much larger percentage of Americans. 

 

 

 

 

 

 CALL  LENNY  NOW!!  (512)  502-8855